Best Egg is the leading financial confidence platform that provides flexible solutions to real-life challenges for people with limited savings. We leverage real-time customer insights and data science to connect more people with the right products for their financial needs. Our offers include a growing suite of products such as personal loans, a credit card, and flexible rent, which are complemented by a suite of financial health tools to help customers make smart financial decisions and stay on track, so they can be money confident no matter what life throws at them.
Our culture and values inspire our employees and customers to embrace Best Egg. We are committed to championing a culture of inclusiveness and diversity of thought, and we focus on providing a safe, flexible, and collaborative work environment. Our employees are encouraged to engage in creative problem solving, and we promote opportunities for growth and enrichment across the organization.
If you are inspired by inspiring others, Best Egg is the place for you.
Best Egg promotes diversity and equal opportunity. We are committed to building a team that represents a variety of backgrounds, perspectives, and skills. The more inclusive we are, the better we will grow.
The Compliance Advisory Officer will report to the Director of Compliance Advisory and will play a key role in
ensuring adherence to consumer protection laws and regulations, including UDAAP, ECOA, TILA, FDCPA,
TCPA, FCRA and GLB/CCPA. The primary focus will be to support new and existing Best Egg consumer
lending products. This position demands strong collaboration with our business partners, bank partners, vendors,
and internal risk functions. The ideal candidate will excel in partnering with colleagues across at all levels,
providing critical feedback to effectively manage consumer compliance risk.
\n- Support and advise the business on regulatory compliance risk in the development of new or enhanced products, programs, and services.
- Provide guidance regarding the applicability of regulatory developments.
- Review policies and procedures, and consumer facing collateral, including marketing and disclosures.
- Assist the business with issue analysis and remediation.
- Review compliance-related complaints and draft or revise responses to consumer complaints as needed.
- Provide regulatory compliance oversight and 2nd line of defense reviews on marketing strategies and materials.
- May participate in the Annual Compliance Risk Assessment process.
- Attend product meetings and provide ongoing advice on potential compliance impacts of new or modified products or services.
- Effectively communicate compliance requirements to lines of business and product teams.
- A minimum of three years of consumer financial services compliance experience.
- Fundamental understanding of all federal consumer financial protection laws and regulations including but not limited to, ECOA/Reg. B, TILA/Reg. Z, FCRA/Reg. V, SCRA, and MLA.
- Experience with state consumer protection laws and regulations a plus.
- Knowledgeable of open-end and closed-end secured and unsecured consumer loan products and open-end products.
- Superior organizational and communication skills, and the ability to handle multiple projects simultaneously in a deadline-oriented environment.
- A creative approach to problem solving.
- The ability to collaborate effectively and propose alternate solutions.
- Ability to be flexible with changes in regulatory guidance or company priorities.
- Must work well both independently and as part of a team.
- Bachelor’s degree or equivalent experience required.
- CRCM preferred.
Our Brand:
At Best Egg, we believe money should be accessible so people can reach their goals, live a fuller life, and feel pride in knowing they have taken control of their finances. For those who need extra money to achieve the progress they seek in life, Best Egg is the modern solution-minded finance provider that mixes decades of banking experience with smart technology and deep customer insight to create products designed for today’s borrower, so that people can establish a smoother financial path. The egg symbolizes protection and a fresh start.
Employee Benefits
Best Egg offers many additional benefits for our employees, including (but not limited to):
· Pre-tax and post-tax retirement savings plans with a competitive company matching
program
· Generous paid time-off plans including vacation, personal/sick time, paid short--
term and long-term disability leaves, paid parental leave, and paid company
holidays
· Multiple health care plans to choose from, including dental and vision options
· Flexible Spending Plans for Health Care, Dependent Care, and Health
Reimbursement Accounts
· Company-paid benefits such as life insurance, wellness platforms, employee
assistance programs, and Health Advocate programs
· Other great discounted benefits include identity theft protection, pet insurance,
fitness center reimbursements, and many more!
#LI-REMOTE
In compliance with the CCPA, Best Egg is fully committed to handling the personal information and data of employees and job applications responsibly with respect and due care. Review our CCPA Employee Policy here
